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Upon getting information about an upcoming school science fair and the need to consider a topic of interest, many students will typically have no idea where to get started. While the science fair is typically a common occurrence in any school at any grade level, there are different types of topics that should be taken a look at depending on the age of the student. After first taking a look at the many different categories of science projects, you will be able to locate a suitable choice of topic to take to the next level.There is a wide variety of categories that fall under the types of science projects that can be chosen for a school science fair. These include biology, chemistry, physics, microbiology, biochemistry, medicine, environmental, mathematics, engineering, and earth science. While you may not have yet learned very much in any of these categories, don’t be afraid to see what each one entails. Taking a good look at your interests will allow you to focus on the right direction to take.Many resources are also available for those who are unsure as to the topic they are wanting to use to create their science projects. If you take a look at the topics that fall under the biology category, you will likely notice that there are topics that deal with plants, animals, and humans. For those who are in 2nd grade or 3rd grade, an interesting topic may be to determine if ants are picky over what type of food they eat. While this topic might not be of interest to an 8th grader, it is certainly something in the biology category that an elementary school student would enjoy.Along with the biology category, a high school student may want to take a look at diffusion and osmosis in animal cells as this would be a more appropriate topic for the grade level. A student in 6th grade would be more advanced than an elementary school student, but not as advanced as a high school student. At this middle school grade level, a topic of how pH levels effect the lifespan of a tadpole may be of interest.Whichever resource is used to locate a topic for science projects, it is always a good idea to consider the grade level of the student prior to making a selection. It is always assumed to be best to have a project at an appropriate level in order to keep the attention of the student and provide a fun and enjoyable learning experience.

Accounts Receivable Financing – The India Connection

India is one of the oldest civilizations in the world. Their history goes back over 10,000 years. India is the largest democracy in the world. As of July, 2007, the Central Intelligence Agency for the United States Government estimated that the population of India is over one billion, one hundred twenty nine million people. In contrast, the population of the United States is estimated to be a little over three hundred two million people. That’s 129,000,000 versus 302,000,000 people; India has over four times the population of the U.S. in a geographic area lightly more than one-third the size of the U.S.India has the third largest economy and the second fastest growing economy in Asia. It has a vast pool of professional talent and an enormous reservoir of intellectual capital with a growing middle class.India’s dense population creates economic opportunities and pressing internal social problems such as overcrowding, environmental degradation, poverty and social unrest. The economy and society are in a state of rapid transition. There are pressing environmental issues because of overpopulation such as air pollution from industrial effluents and vehicle emissions, water pollution from poor sanitary conditions and soil erosion.According to the World Bank, about 380 million people in India live in poverty on less than $1 a day; this is about one-third of the population. Nevertheless, middle and upper class Indians have created immense wealth in an economy bursting with opportunities. India’s business climate is changing rapidly.This social paradox is in some ways similar to the controversy in the U.S. over big box stores and their effect on smaller retailers. The same issue is debated in India regarding Western style supermarkets versus mom and pop stores. India has a child labor problem; the U.S. has a problem with illegal immigrants who tend to take the lowest paid jobs in the U.S., performing jobs that most legal Americans do not want to do. We live in a world of conflict, change and opportunities.There are 14 official languages in India. Hindi is the national language. English is a secondary language used for national, political and commercial communication. India is the largest English speaking nation in the world. India’s legal system is based on English common law.India’s economy is growing over 10% per year with a labor force of more than 500 million people. The Indian retail sector is growing at a rate of 47% per year. Manufacturing is expanding. There are large numbers of well educated people skilled in the English language. Today India is a major exporter of software services and software workers. Other major industries include textiles, chemicals, food processing, steel, transportation equipment, cement, mining and machinery.In 2006 India exported over $123 billion dollars of textile goods, gems and jewelry, engineering goods, chemicals, leather items; only 17% were exported to U.S. partners. Imports the same year were $184 billion dollars; less than 6% of this import business originated with U.S. partners.What does this all have to do with accounts receivable financing? The expertise of a commercial finance company can be invaluable with regard to helping you succeed in India’s enormous marketplace. If you want to export goods to India, a commercial finance company will check the credit of the business in India that you are selling to; this can facilitate capital for exponential growth to creditworthy customers. If you want to import goods from India, purchase order financing combined with accounts receivable financing can help you to achieve the same goal of increasing cash flow to grow your business.Albert Einstein said: “We owe a lot to the Indians, who taught us how to count, without which no worthwhile scientific discovery could have been made”. Mark Twain said: “India is the cradle of the human race, the birthplace of human speech, the mother of history, the grandmother of legend, and the great grand mother of tradition. Our most valuable and most instructive materials in the history of man are treasured up in India only”.The bottom line: India is a land of great problems and great opportunities. Accounts receivable financing combined with purchase order financing can help you succeed in this vast democratic, English speaking marketplace.

Lifestyle Diseases on the Rise

What is a lifestyle disease? When you think of a disease you usually think of the H1N1 swine flu or tuberculosis something you can catch from someone. A lifestyle disease is associated with your environment, by the way you live your life and the choices you make everyday.When you go out and eat a lot of junk food everyday, drink too much alcohol, smoke, lie on your couch and watch TV all day these things all contribute to you getting what they call non communicable diseases. These are diseases like diabetes, cancer, stroke, heart disease and others.Our lifestyle choice c many times in the beginning start out as minor issues like a little weight problem, then a sore knee. If we continue with that lifestyle then obesity slowly sets in and the sore knee turns into a major knee joint problem that doctors many times recommends operation instead of losing the weight which caused it in the first place. I see it happening everyday to my friends.Hang on it gets worse. Over time this person gets diabetes and not to mention high blood pressure and other joint problems like their back and shoulders. From here they start to develop heart related diseases. When I talk to them about their problems they show me a handful of pills they take so they do not have to lose the weight. In other words they do not want to change their lifestyle.People now days want to treat the symptom and not the cause of the problem, yet they complain all day that their knee is so sore. They tell the doctor to give them a stronger pain killer. Next thing you know they are scheduled for knee surgery. Why? The signs are all there that it is the weight that is causing the problem. Now these are smart people. They are just ignorant of the fact that they got to change their lifestyle. Imagine the problems uneducated people and their families with little medical care have. Their health problems are far worse.A lot of this is due to lack of proper health care, low income, poor eating choices, lack of education and not enough exercise. Also poor common sense plays a big part in the choices people make because even educated people get these lifestyle diseases.We are bombarded all day by advertisements for the newest double chocolate chip cookie or some new burger place opening up does not help in fact it just adds to the problem. What about the beer ads which try to be funny to make people watch and remember them.It is all about choices. What we eat and what we feed our children is our choice. You see children now days getting things like childhood diabetes which was unheard of 20 years ago. These lifestyle diseases are spreading at an alarming rate and are turning into an epidemic. They are just as deadly as the swine flu or TB. This affects all of us some how. It may be our spouse, parent or child. Even our finances, if you are sick you cannot go to work.It also adds to the burden of our health care system like increases in our medical insurance premiums, lack of hospital beds, doctors and nurses. It also adds to the burden of the state when people sign up for free health care program.We need to teach the people to get them making wiser choices like eating more fruits and vegetables versus cookies and burgers. Getting them to get off the couch and outside and start taking walks which by the way costs no money. In fact with better choices they will actually stat to save money which they spend on junk food, bad snacks, tobacco and alcohol.It all starts with education. Some how we got to teach people what is good and healthy to eat versus what is bad and the consequences are. Not only people with lack of education are teaching their children the wrong lifestyle. We got to protect our children from these diseases. They learn by watching us and what we eat. We got to stop feeding them the junk and sweets or at least have a limit.Children today spend far too much time indoors. You got to get them off the computer and to turn off the TV. Get them outside and playing in the yard. They need to exercise and they can do it just by running around.Sometimes education in the schools will actually rub off on the parents at home. Schools are now spending time and money to teach children about proper diet and health issues. This in turn can influence the choices their parents make at the grocery store and where they decide to dine out and how often. But we cannot only depend on our schools and our children. We must educate the adults; make them aware of the problem the causes of them and the consequences. It should in the start in the home from the parents.